Tax savings for the self-employed

We handle company formation, taxes, accounting, compliance and more. Our trusted advisors have saved our members an average of $16,845* in taxes.

We help our clients save an average of $16,845* in taxes every year and stop worrying about the bookkeeping and tax side of running their business

How does it work?

Learn more  →

Estimate your tax savings

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How it works

Here at Collective we’re kind of obsessed with S Corps. Why? Because the way you organize your business makes a big difference on how much you pay in taxes. And for some self-employed businesses, forming an S Corp could lead to big tax savings.   

But, most people don’t take advantage of the benefits of S Corps because the right setup takes time and money - forming an entity, creating a business bank account, setting up payroll, organizing your books and more.  Using technology, real bookkeepers and tax advisors, Collective makes setting up and running your S Corp simple and affordable.
1
Calculate your potential tax savings
Answer a couple of questions about yourself and your business to calculate your potential tax savings by becoming an S Corp and running your business with Collective.
2
Talk to a Collective Advisor
Talk to a new business advisor to understand where you can save money and make sure a Collective membership is right for you.  We only accept members that we’re confident we can partner with to save them time and money.
3
Organize your S Corp
Easily organize your S Corp with our online wizard. We'll also help you get an EIN, business license and open a business bank account. If you have questions, your trusted advisors will be there every step of the way.
4
Meet your team and set up your personalized back office system
Meet your accounting and tax team, who will help you set up your payroll, bookkeeping tools and file your business and personal tax returns. QuickBooks and Gusto subscriptions are included with no extra charge along with our platform.

You’ll also be assigned a dedicated Member Relationship Manager who will be your single point of contact for your tax and financial questions.  They're available anytime to answer any questions and help you when you need it most.
5
Four check-ups every year
Your team will do a financial check-up with you four times a year to help you close your books and evaluate your finances. They’ll advise you on how much to pay yourself, calculate your quarterly taxes and help you stay on track with your tax payments.
6
Get personalized advice and peace of mind, any time
With a dedicated finance team and tools built for your success, you’ll run your business confidently knowing that our tax advisors have your back, no matter what.  Message our Member Relationship Manager anytime if you have questions on tax, compliance, or even the newest government program to get loans related to COVID - we’re here to help.
Jenna Van Hout - Hyke review
— Collective helped me setup my business, gives me professional support and answers my questions about taxes. Tasks that I'd consider annoying to do myself are now automated and easy.
Jenna Van Hout
Freelance Visual Designer

How much it costs

Everything you need in one place, for one affordable monthly price.
Collective is tax deductible and pays for itself within months.

$199 $249/month

(limited time offering)

Formation

1:1 call with a tax advisor (EA or CPA)
Filing a single-member LLC in your state
Operating Agreement
Tax ID Number (EIN)
Free business bank account
Registered Agent fees

Tax

Tax estimates and salary recommendations (four times a year)
Owner paycheck calculator
Business income tax returns (federal and states)
Individual income tax returns (federal and states)
Year-round advice to maximize tax savings

Finance

Advice, set up and access to affiliated partners for:
Retirement Plans (Solo 401k, 401k, Roth IRA)
Health and Life benefits
Insurance- professional liability, errors and omissions, and umbrella policies

Accounting

Quickbooks Online Essentials ($40/m value)
Customized set-up and training for QuickBooks Online
Import of pre-Collective income and expenses to QuickBooks
Review of accounts and books for accuracy four time a year
Ongoing bookkeeping and accounting support
3rd party financial and tax verification by a CPA (for mortgage or adoption applications)

Payroll

Gusto Core plan ($45/m value)
Gusto payroll system training
Automated payroll
Unlimited payroll runs
Issue and file W-2s and 1099s
Automatically report new hires to the government
State-level employer registration
Ongoing payroll support

"I wouldn't have gotten my business up and running so fast if it weren't for Collective. Now I can jump in and do what I do, without worrying. I am at a higher level. It's great to feel and be so legit, and my clients see this too"

Jenna Van Hout - Hyke review

Maggie O'Brien

Founder and CEO, Vibe Digital Marketing

@vibe_digital_la

"Collective gives me peace of mind. I love having experts available to me when I have questions. I feel more confident that I'm doing things right, thanks to the amazing people at Collective."

Chris Selmer - Hyke review

Chris Selmer

Freelance RoR Developer

cselmer.com

"Collective helped me with my taxes, bookkeeping and S Corp. I now have my own team of experts answering my questions and guiding me for success. It has been great, I wish I had done it sooner!"

Chris Selmer - Hyke review

Lilli Keinaenen

Founder, Changemaker Creative

ChangemakerCreativeCo

Who we are

Hooman Radfar

Hooman Radfar

Founder & CEO

Hooman is a serial entrepreneur and the co-founder and CEO at Collective. He previously started AddThis (Oracle), was a founding partner at Expa and is an early investor in Uber, Sweetgreen, Convoy and more.

Ugur Kaner

Ugur Kaner

Founder & CPO

Ugur is a product designer and the co-founder and CPO at Collective. He's been self-employed for more than a decade. He's worked with Udemy, Google, Angry Birds, Nokia and more.

Ugur Kaner

Bugra Akcay

Founder & CTO

Bugra is a software engineer and the co-founder and CTO at Collective. He likes to play with 0s and 1s. Fun fact: In his free time, Bugra built one of the largest ERP systems in food production.

Galvea Kelly

Galvea Kelly

CMO

Galvea is a global award winning marketing leader and CMO at Collective. She has led marketing across multi-billion dollar, global organizations and had her own digital marketing agency to boot.

Bethany Swartwood

Bethany Swartwood

Head of Member Services

Bethany is the Head of Member Services at Collective. She’s on a mission to provide freelancers with the same level of security and comfort as employees.

Greg Dalli

Greg Dalli

Head of Operations

Greg is Head of Operations at Collective and a huge data nerd who likes solving problems. He previously was the VP of Operations at KeepTruckin and Operational Strategist at AdRoll.

Karmen Tang

Karmen Tang

Member Relationship Manager

Karmen is a Member Relationship Manager at Collective. She's a native San Franciscan and enjoys yoga, new restaurants and cooking new recipes. Previously, she worked in Operations at Vistra.

Raquel Deodanes

Raquel Deodanes

Accounting Manager

Raquel is an Accounting Manager at Collective. As a CPA, advanced QBO ProAdvisor and a former tax credit consultant for California Franchise Tax Board, she loves to help the self-employed grow their business.

Joy Carroll

Daniel Talbott

Tax Advisor

Daniel is a Tax Advisor at Collective. Having spent a decade as a solopreneur, he's specialized in helping freelancers save money through proper formation and financial management.

Jacob Frediani

Jacob Frediani

Business Solutions Manager

Jacob is a Business Solutions Manager at Collective. He’s originally from the Bay Area and a huge sports fan (mainly the 49ers and the Sharks). Most recently he worked in Sales Operations at Snowflake.

Andrew Vaquerano

Andrew Vaquerano

Tax Manager

Andrew is a Tax Manager at Collective. After six years of service in public accounting, he's thrilled to utilize technology to help freelancers succeed in their business.

Prentiss Johnson

Prentiss Johnson

Accounting Advisor

Prentiss is an Accounting Advisor at Collective. He left college with dual degrees and has been working as an accountant for non-profits, the Navy and companies with hundreds of employees.

Vivian Cheung

Vivian Cheung

Digital Marketing Coordinator

Vivian is originally from San Francisco and graduated from Cal Poly SLO. She's previously worked at Toyota, The National Institutes of Health, and The Hivery. She is a dog mom to a Samoyed puppy named Kobe. Her new pandemic hobbies include surfing, embroidery, and caring for her house plants!

Lillian Wang

Lillian Wang

Product Manager

Lillian is a Product Manager at Collective. Previously, she worked at MoneyLion and Morgan Stanley in New York and recently moved back to California to help freelancers master their finances.

Alice Karsevar

Alice Karsevar

Product Manager

Alice is a Product Manager at Collective. Previously she worked at EasyTrust, Twitch, and Microsoft launching new products based on user research and growth needs. Her favorite topics include taxes, small business, real estate. She enjoys walking around Pacifica, local art, indie video games, and golfing.

Jip Van der Velde

Jip Van Der Velde

Product Designer

Jip is a Product Designer at Collective. Previously he worked at Apple, Lugg and Booking.com. He finished his first freelance design project back in 2009, at the early age of seventeen.

David Rogers

David Rogers

Staff Engineer

David builds little parts of the internet everyday using the power of his mind, lots of typing, and conversations. He helps run community events and teaches people, and likes to spend time with his (many) kids and getting to know other people. He's a career nerd and Renaissance Geek.

Matt Jones

Matt Jones

Senior Software Engineer

Matt is a Senior Software Engineer at Collective. Previously he worked at Narvar and Indeed. He moved to the Bay Area in 2018 from Austin, TX. He enjoys running, playing soccer and complaining about the injuries he collects from the two.

Joe Rezendes

Joe Rezendes

Software Engineer

Joe is a Software Engineer at Collective. Before becoming a software engineer he worked as a freelance digital marketer. His previous software engineering positions were at LeanTaaS and Zuora.

João Rafael

João Rafael

Software Engineer

João is a Senior Software Engineer based in Curitiba, south of Brazil, he's been working remotely for the past 5 years, he loves soccer, books, music, philosophy and  traveling the world.

George Kussumoto

George Kussumoto

Software Engineer

George is a Software Engineer from Brazil. He has more than a decade of experience helping startups to grow and succeed. He loves to engage in outdoor activities such as hiking, camping, or just briefly walk on the beach.

Arjun Arora - Hyke review
— Thanks to the great people and technology behind Collective, I don't have to worry about bookkeeping, taxes and other government related tasks and can focus 100% on my work. If you're a freelancer and need help with legal, tax, bookkeeping and ongoing support, all-in-one place, you'd love Collective!
Arjun D. Arora
Strategy, Venture, Technology

Frequently Asked Questions

How much does Collective cost?

Instead of charging you an expensive set up fee, we make Collective affordable with bite-sized monthly payments. You get everything you need to start and run your business and take advantage of potential tax savings for just $199/month. Since our members saved an average of $16,845* in taxes in 2019, Collective pays for itself in just a few months. Plus, it’s 100% tax-deductible - how great is that?

What's included in the price?

The monthly price includes filing a single-member LLC and S Corp tax election, getting your EIN and opening a free business bank account. You also get your very own accounting and tax advisor, who will file your personal and business taxes and give you year-round tax advice. All Collective plans include Gusto ($45/m value) and QuickBooks Online Essentials ($40/m value).

What's not included in the price?

The price doesn’t include third-party fees (such as fees and taxes charged by your city, state or the federal government), business license filing fees and other license fees, which vary by city. While bookkeeping tools setup, training, quarterly reviews and year-round support are included in the price, bookkeeping services are not included.

What's Collective?

Collective is an online concierge financial platform designed to give self-employed people the technology and team they need so they can focus on their passion, not their paperwork.

What services does Collective offer?

With Collective, you get accounting, bookkeeping, administration, S Corp formation, personalized tax advice, four annual check-ins, industry leading tools like Gusto and QuickBooks Essentials.

How does Collective help with tax savings?

Your team of advisors is here to help you get the most out of your S Corp. Every quarter we look at your financial information and identify where you could potentially save money on taxes. Our quarterly file reviews ensure that your bookkeeping is up to date and that your personalized tax advice is based on real, accurate numbers.

Why is Collective invitation-only?

Even though we'd love to help everyone, our goal is to assist those who’d benefit the most from Collective. Full-time freelancers, like marketing consultants, designers, software developers and creatives who make over $80,000/year, find the most value in Collective. The majority of our members come from referrals, so if you know someone we should talk to, let us know.

* Based on average estimated tax savings of active Collective users with over $80,000 net revenue in 2019 ($12,217) and potential savings declared by Intuit Quickbooks TY17 US subscribers that have identified >$10,000 in income and >$0 in business expenses ($4,628)