Run your business-of-one on autopilot

Collective is the first online back-office platform designed for self-employed people.

We handle company formation, taxes, accounting, compliance and more. Our trusted advisors have saved our members an average of $16,845* in taxes.

"I wouldn't have gotten my business up and running so fast if it weren't for Collective. Now I can jump in and do what I do, without worrying. I am at a higher level. It's great to feel and be so legit, and my clients see this too"

Jenna Van Hout - Hyke review

Maggie O'Brien

Founder and CEO, Vibe Digital Marketing


"Collective gives me peace of mind. I love having experts available to me when I have questions. I feel more confident that I'm doing things right, thanks to the amazing people at Collective."

Chris Selmer - Hyke review

Chris Selmer

Freelance RoR Developer

"Collective helped me with my taxes, bookkeeping and S Corp. I now have my own team of experts answering my questions and guiding me for success. It has been great, I wish I had done it sooner!"

Chris Selmer - Hyke review

Lilli Keinaenen

Founder, Changemaker Creative


How it works

You have the power to control your financial future. It’s time to unleash it.
Collective offers the first back-office designed for businesses of one - company formation, tax, accounting and bookkeeping services.
Getting started is easy
Here at Collective, we’re kind of obsessed with S Corps. Why? Because the way you organize your business makes a big difference in how much you pay in taxes. And for most self-employed businesses, forming an S Corp could lead to big tax savings.  

When you become a member, you get your own accounting team and software to track and manage your finances.
Calculate your potential tax savings
Answer a couple of questions about yourself and your business to calculate your potential tax savings by becoming an S Corp and running your business with Collective.
Talk to a Collective Advisor
Talk to a new business advisor to understand where you can save money and make sure a Collective membership is right for you.  We only accept members that we’re confident we can partner with to save them time and money.
Organize your S Corp
Easily organize your S Corp with our online wizard. We'll also help you get an EIN, business license and open a business bank account. If you have questions, your trusted advisors will be there every step of the way.
Meet your team and set up your personalized back office system
Meet your accounting and tax team, who will help you set up your payroll, bookkeeping tools and file your business and personal tax returns. QuickBooks and Gusto subscriptions are included with no extra charge along with our platform.

You’ll also be assigned a dedicated Member Relationship Manager who will be your single point of contact for your tax and financial questions.  They're available anytime to answer any questions and help you when you need it most.
Four check-ups every year
Your team will do a financial check-up with you four times a year to help you close your books and evaluate your finances. They’ll advise you on how much to pay yourself, calculate your quarterly taxes and help you stay on track with your tax payments.
Get personalized advice and peace of mind, any time
With a dedicated finance team and tools built for your success, you’ll run your business confidently knowing that our tax advisors have your back, no matter what.  Message our Member Relationship Manager anytime if you have questions on tax, compliance, or even the newest government program to get loans related to COVID - we’re here to help.
Jenna Van Hout - Hyke review
— Collective helped me setup my business, gives me professional support and answers my questions about taxes. Tasks that I'd consider annoying to do myself are now automated and easy.
Jenna Van Hout
Freelance Visual Designer

How much it costs

You didn't start your business of one to be your own accountant.
Everything you need in one place, for one affordable monthly price.
Collective is tax deductible and pays for itself within months.

$2748 /year (save 15%)


1:1 call with a tax advisor (EA or CPA)
Filing a single-member LLC in your state
Operating Agreement
Tax ID Number (EIN)
Registered Agent fees


Tax estimates and salary recommendations (four times a year)
Owner paycheck calculator
Business income tax returns (federal and states)
Individual income tax returns (federal and states)
Year-round advice to maximize tax savings


Advice, set up and access to affiliated partners for:
Retirement Plans (Solo 401k, 401k, Roth IRA)
Health and Life benefits
Insurance- professional liability, errors and omissions, and umbrella policies


Quickbooks Online Essentials ($40/m value)
Customized set-up and training for QuickBooks Online
Import of pre-Collective income and expenses to QuickBooks
Review of accounts and books for accuracy four time a year
Ongoing bookkeeping and accounting support
3rd party financial and tax verification by a CPA (for mortgage or adoption applications)


Gusto Core plan ($45/m value)
Gusto payroll system training
Automated payroll
Unlimited payroll runs
Issue and file W-2s and 1099s
Automatically report new hires to the government
State-level employer registration
Ongoing payroll support
Arjun Arora - Hyke review
— Thanks to the great people and technology behind Collective, I don't have to worry about bookkeeping, taxes and other government related tasks and can focus 100% on my work. If you're a freelancer and need help with legal, tax, bookkeeping and ongoing support, all-in-one place, you'd love Collective!
Arjun D. Arora
Strategy, Venture, Technology

Frequently Asked Questions

How much does Collective cost?

Instead of charging you an expensive set up fee, we make Collective affordable with bite-sized monthly payments. You get everything you need to start and run your business and take advantage of potential tax savings for just $199/month. Since our members saved an average of $16,845* in taxes in 2019, Collective pays for itself in just a few months. Plus, it’s 100% tax-deductible - how great is that?

What's included in the price?

The monthly price includes filing a single-member LLC and S Corp tax election, getting your EIN and opening a free business bank account. You also get your very own accounting and tax advisor, who will file your personal and business taxes and give you year-round tax advice. All Collective plans include Gusto ($45/m value) and QuickBooks Online Essentials ($40/m value).

What's not included in the price?

The price doesn’t include third-party fees (such as fees and taxes charged by your city, state or the federal government), business license filing fees and other license fees, which vary by city. While bookkeeping tools setup, training, quarterly reviews and year-round support are included in the price, bookkeeping services are not included.

What's Collective?

Collective is an online concierge financial platform designed to give self-employed people the technology and team they need so they can focus on their passion, not their paperwork.

What services does Collective offer?

With Collective, you get accounting, bookkeeping, administration, S Corp formation, personalized tax advice, four annual check-ins, industry leading tools like Gusto and QuickBooks Essentials.

How does Collective help with tax savings?

Your team of advisors is here to help you get the most out of your S Corp. Every quarter we look at your financial information and identify where you could potentially save money on taxes. Our quarterly file reviews ensure that your bookkeeping is up to date and that your personalized tax advice is based on real, accurate numbers.

Why is Collective invitation-only?

Even though we'd love to help everyone, our goal is to assist those who’d benefit the most from Collective. Full-time freelancers, like marketing consultants, designers, software developers and creatives who make over $80,000/year, find the most value in Collective. The majority of our members come from referrals, so if you know someone we should talk to, let us know.

* Based on average estimated tax savings of active Collective users with over $80,000 net revenue in 2019 ($12,217) and potential savings declared by Intuit Quickbooks TY17 US subscribers that have identified >$10,000 in income and >$0 in business expenses ($4,628)